NPF license 317/2 Canceled on 06/23/2016
NPF "First National Pension Fund", founded* in 1992, became a pioneer in the non-state pension provision market in Russia. The main principles of activity, standards and technologies of work, adopted in the market of pension services today, began their journey here - in the 1st NPF. Over the long years of successful activity, the 1st APF has not only constantly developed, but also systematically increased its performance, thereby strengthening its position in the market. In terms of the amount of pensions paid and the total number of pensioners, the 1st NPF is among the ten largest non-state pension funds in Russia.
And in terms of the growth rate of pension reserves, the 1st NPF is the leader among funds operating on the open market - in the period from 2001 to 2007 alone, the figures increased 15 times. One of the main priorities in the work of the NPF "First National Pension Fund" is to constantly improve the level of social services for its clients. Through activities that contribute to the formation of civilized relations in the pension services market, the 1st NPF seeks to fulfill its mission - to provide a new quality of life for retired citizens It is precisely as a result of the work of the 1st NPF in our country that it became possible, along with the state pension, to receive an additional (non-state **) pension, which significantly improves the standard of living of the older generation of Russian citizens. insurance, having received the right to form a funded part of the labor pension of citizens of the Russian Federation.Such unity of efforts of the state, citizens and private financial institutions is a consequence of the beginning of the development of a socially oriented economy in our country.The main task of the NPF "First National Pension Fund" is tsya continuous work on improving the efficiency of its activities by strengthening its position in the market and providing the widest and highest quality range of services for its customers. A well-established system of organizing pension payments and many years of experience working with pensioners gives the 1st NPF the right to guarantee its depositors a high level of service and the reliability of saving their pension savings. * Until 1997, the activity was carried out in the form of a closed joint-stock company with the same name, which, after the reorganization, transferred all obligations for additional pension provision to the NPF "First National Pension Fund". ** Additional pension provision Unilix Limited Liability Company Russian Agricultural Bank Open Joint Stock Company AG2R-Prevoyance Social Security Institution (France) Mashinostroitelny Zavod Open Joint Stock Company TVEL Open Joint Stock Company Federal State Enterprise Nauchno- Testing Center of the Rocket and Space Industry (FKP SIC RCP) State Enterprise "Moscow Polymetal Plant" Primary public trade union organization No. 29 JSC "NCCP" State Space Research and Production Center named after. M.V. Khrunichev Public Organization Russian Trade Union of Nuclear Power and Industry Workers (RP RAEP) Closed Joint Stock Company Moscow Joint Stock Insurance Company (CJSC MAKS) Open Joint Stock Company Onega Tractor Plant Limited Liability Company Management Company Finam Management Open Joint Stock Company People's Company Closed Joint Stock Company Interkamen Open Joint Stock Company Avangard Shipbuilding Plant Open Joint Stock Company Karelagroservice Closed Joint Stock Company Large Panel Housing Construction Closed Joint Stock Company Petrozavodsk Paper Machinery Plant » Closed Joint-Stock Company Registration Depository Center Republican Committee of Trade Union of Telecommunications Workers Federal State Unitary Enterprise All-Russian State Television and Radio Broadcasting Company Type "SpetsSMU (Specialized Construction and Installation Department)" Medical Joint Stock Insurance Company "Petromed"
NPF "National" is a pension fund of non-state type. The only type of activity that this organization is engaged in is the formation of pension savings and their insurance. The organization ensures the safety of investments and their increase, and also pays funds to customers in accordance with the concluded agreement.
The year of creation of the "National" and obtaining a license was 1997. A year later, 520 former employees of the parent company Tatneft were paid non-state pensions. During the first three years of operation, the fund became one of the largest organizations of its kind in the Russian Federation.
Since 2004, National has been engaged in compulsory pension insurance. By 2008, a network of branches was created throughout Tatarstan, about 20 thousand people received non-state pensions. The crisis of 2008 did not prevent the fund from bringing investment reserves to the previous level and getting a yield of 34% per annum, ranking second in this indicator.
In 2014, the organization was reorganized into a CJSC. By the end of 2017, more than 5 billion rubles had been paid to pensioners.
The official website of the non-state pension fund "National" www.nnpf.ru contains a lot of useful information. Here you can find:
A special section presents graphs and tables on the results of investing pension reserves and the distribution of the savings portfolio.
According to the official website of NPF National, pension savings are invested in:
The resource also contains information on the sectoral distribution of investments, where the first place is occupied by the state sector, and the second - by the oil and gas industry.
Here you can also learn about the structure of issuers in pension savings. The state is also the leader, the next lines are occupied by Rosneft and Rostelecom. The same figures are presented for pension reserves.
Now about 50,000 people receive a non-state pension in the fund. Interest income is accrued annually to a special account, and capitalization is carried out. The format and terms of payment of such a pension can be chosen at your discretion.
Good to know! The client can terminate the contract with NPF can be terminated at the request of the client at any time and receive the redemption amount.
Using the calculator on the site, you can determine the optimal pension program and calculate future payments. To do this, you need to specify:
The indicators are calculated taking into account the profitability of the fund and other characteristics of its activities.
Cooperation with the First National Pension Fund in the field of compulsory insurance has a number of advantages:
With regard to personal programs, they help to accumulate funds for use after reaching retirement age. In fact, this means receiving a non-state pension. The system operates on the principle of voluntary contributions.
Helpful information! The amount of non-state pension payments does not depend on salary, length of service, state pension payments.
It is formed by paying contributions, as well as by income from their investments.
RA "Expert" assesses the degree of reliability of NPF "National" as exceptionally high. This is evidenced by the maximum rating of "A ++" with a stable outlook. The fund has been demonstrating this level since 2012, regularly confirming it. This NPF does not participate in the assessment of reliability according to the criteria of the National Rating Agency.
In 2009, the fund showed a rate of return of 32.99%, and in the crisis of 2008 it turned out to be zero. Against the backdrop of high volatility in the securities market in 2011, the yield did not exceed 0.59%.
This year, the Central Bank recorded the profitability of NPF "National" in the field of compulsory pension insurance - 12.56%, in terms of non-state pension provision - 12.24%.
At the moment, the assets of NPF "National" have formed within the limits of 35 billion rubles, the accumulation of pension funds has reached 16.9 billion rubles, and the reserves - 14.6 billion rubles. More than 400 thousand people form a funded or non-state pension in the fund.
Today, offices and representative offices of the National Pension Fund operate throughout Russia, every citizen has the opportunity to contact the nearest branch. Addresses of offices and their phone numbers can be found on the website. There is a hotline at 8-800-555-999-1, which you can contact with any questions that arise.
At lpc.nnpf.ru/auth, there is a personal pension account for the clients of NPF Natsionalny JSC. For registration and subsequent entry, you must specify 9 digits of SNILS without a checksum. Using the account is possible after completing the registration procedure and providing consent to the processing of personal information.
During registration, you must enter your full name, date of birth, SNILS number with a check digit and contract number. The user is then provided with a password.
Important! Do not share your personal account password with third parties, as this may lead to unauthorized access to your personal data.
The NPF "National First Pension Fund" was the first to start providing non-state pension support to the population in Russia back in 1992, which is also - "1st NPF". For many years of work, it has become one of the largest funds in Russia in terms of the number of participants receiving a pension and other indicators. In 2014, at the request of the law, it became a JSC.
The NPF operates under license No. 317/2 dated April 9, 2009, issued by the Federal Financial Markets Service for an indefinite period, allowing pension activities.
Having become a joint-stock company, the fund had, as of April 21, 2014, its main shareholder Fund Management LLC, with a share of 66.316% of the shares. Other shareholders: UNILIX LLC, Russian Agricultural Bank OJSC, Trade Union of Nuclear Industry Workers of Russia, Mashinostroitelny Zavod OJSC.
The assets of the NPF were transferred to trust management by the following companies: Pallada Asset Management CJSC, SOLID Management CJSC, GAZPROMBANK - Asset Management CJSC, Management Company KAPITAL LLC, PartnerPortfelInvest LLC.
In terms of attracted pension assets as of 31.12.2014. The "First National PF" was the 21st among Russian non-state PFs.
Thus, the fund's pension savings at the end of 2014 were estimated at the level of 12.8 billion rubles, the amount of reserves reached 3.13 billion rubles, the property owned by the fund amounted to 16.6 billion rubles.
Almost 317 thousand people participated in non-state pension support programs, almost 302 thousand people were insured under the state program, 31.5 thousand people received non-state pensions in the "1st APF".
The Fund invests funds only through reliable experienced partners, using diverse financial instruments.
At the beginning of 2015, pension savings were invested in:
The structure of investments in pension reserves: 47.56% in bonds, 9.63% in shares, 7.96% in real estate, 4.72% in deposits. The rest - in shares of mutual funds, other assets.
Profitability data for 2014 provided by the Central Bank of the Russian Federation: for OPS + 3.69%, for NPO + 7.06%.
The pension insurance market in Russia, despite its short period of existence, is very saturated. It is attended by large, global players, such as NPF Sberbank, as well as small organizations. One of the largest and most significant was the First National Pension Fund, whose maximum number of customers reached 335 thousand people throughout the country.
The NPF considered in this article was founded in 1992, being, in fact, the first commercial pension fund formed in the territory of the former Soviet Union.
In 2014, the organization changed its organizational and legal form, becoming a joint-stock company. It is known that the following structures became the main holders of the fund's securities at that time:
The profitability of the NPF for the entire period of its existence was quite high and this is directly related to the choice of investment assets. Thus, the maximum yield was at the level of 22.3% in 2005. The minimum was 1.19% in 2011.
Reference! The year 2011 was marked by a crisis in the system of non-state pension provision, in connection with which a decrease in profitability occurred in all NPFs.
During its activity, the First National Fund was not distinguished by a sufficient degree of openness regarding the placement of funds from its clients. At least, in publicly available sources of this kind of information was not contained.
Known data from rating agencies on the reliability of the First National Pension Fund. Thus, in 2013, the NPF was included in the list of Expert RA with rating "A +", which meant a high assessment of stability.
The central office of the organization was located in Moscow. The network of representative offices and branches was not as wide as that of many other NPFs of a similar scale, however, it covered most of the large cities of Russia.
In 2016, the license from the First National Pension Fund was revoked. According to sources in the Central Bank of the Russian Federation, This was due to numerous violations of a number of provisions of federal legislation. Immediately after the revocation of the license, bankruptcy and liquidation of the organization began. As of the beginning of 2019, all related competitive events have been completed.
After the license was revoked, the pension fund's rating dropped to C++, indicating an extremely low degree of reliability. Then he fell to the level "E", and after that he was completely withdrawn. It happened in 2017.
The NPF liquidation procedure did not affect the pension savings of clients. In accordance with the law, in the event of annulment of the license of an insurer that is a non-state pension fund, the PFR becomes the new insurer and they also make payments.
Attention! The First National Pension Fund was a member of the deposit insurance system, so most clients could count not only on the funds sent to their accounts by employers, but also on investment income from them.
On the Internet, the First National Pension Fund had its own website, which published information regarding the activities of the fund, and there was also a function of the user's personal account. During the period of competitive procedures, the site continued to work, but after the liquidation of the organization, it became inaccessible. Now the domain name continues to exist, but clicking on the old links leads to a site dedicated to construction and repair. The "First National Pension Fund" brand is also not currently in use.
We offer you to watch a story on how to recognize scammers in choosing non-state pension funds:
